Credit Card Advice, Offers, and Comparisons

The most informative, down-to-earth financial advice on the internet (and best of all, it's free)
Every single piece of advice and every tool on this page will help you wisely choose a credit card. More importantly, these choices will lead to financial savings, plush rewards, and extra time that you can use to spend all the money you saved!

Credit Card Promotions

If you are looking for a new credit card, pay attention to special promotions that could quickly put an extra buck or two in your pocket. Our readers have scoured the internet for deals and we have compiled them on this page. Promotions often only last several days or weeks so check back often as old deals expire and new ones appear.

American Express Preferred Rewards Gold Card ($100 after first purchase + $125 in waived annual fees)

American Express Preferred Rewards Gold Card

What you get:

1. 10,000 points, redeemable for $100 after you spend $500 in the first 3 months).
2. See our American Express Gold Card Review... this is truly one of the best credit cards around
3. $125 annual fee waived / No hidden fees.
Apply Here

Any catches?

1. Several years ago, I signed up for this exact card thinking that I would take advantage of the waived annual fee and then cancel it after the first year. The card's benefits exceeded my expectations, so not only did I keep the card, but I also wrote an analysis about how this card could save you thousands of dollars every year.

Chase Freedom Visa Signature Card ($50 after first purchase)

Chase Freedom Credit Card

What you get:

1. $50 DOLLARS after your first purchase (any amount qualifies).
2. One of the best rewards cards available: 3% cash back on your top 3 purchase categories and 1% cash back on everything else.
3. No annual fee / No hidden fees.
Apply Here

Any catches?

1. The only thing you have to look out for is that the APR tends to be higher than average for this card. DO NOT collect too much debt on this card. If you do, transfer it to another card with a low APR. Other than that, this is hands down one of the best card promotions available right now.

American Express Preferred Rewards Green Card ($50 after first purchase + $95 in waived annual fees)

American Express Preferred Rewards Green Credit Card

What you get:

1. $50 DOLLARS after spending $500 in the first 3 months.
2. Other features are very similar to American Express Gold
Apply Here

Any catches?

1. The $95 annual fee is only waived for the first year.
 

American Express One Card ($50 after first purchase)

American Express One Credit Card

What you get:

1. $50 DOLLARS IN CASH after your first purchase (any amount qualifies). The $50 will be deposited into an American Express savings account which earns 2.75% interest. You can withdraw from it at any time.
2. This is another great consumer rewards card. American Express will deposit 1% of what you spend into a high yield savings account. Essentially, it's a universal cash back card.
3. The prestige and services of American Express. See our article about what American Express offers.
4. No hidden fees.
Apply Here

Any catches?

1. Unlike the Chase Freedom card, the APR on this card is actually pretty decent. However, there is a $35 annual fee. But don't worry, with this deal, the fee is waived for the first year. So give the card a test drive: if you like it after 1 year, you can continue using it for $35/year and if you don't, walk away with your $50 bucks and other rewards.
 

Discover Business Credit Card ($100 after first purchase)

Discover Business Credit Card

What you get:

1. $100 DOLLARS IN CASH after you spend $1000 over the first 3 months.
2. 0% APR for 12 months and a very good rate thereafter.
3. No annual fee / No hidden fees. 
4. 5% cash back on office supplies, 2% cash back on gas, and 1% cash back on everything else.
Apply Here

Any catches?

1. This is a business card, but you don't need a business to apply for one. See our article on how everyone should take advantage of business credit cards.
2. You have to spend $1000 over the first 3 months, but since this card comes with a 0% APR over 12 months, you can simply make all your purchases with this card for 3 months then walk away with an extra $100 dollars.
 

Hilton Honors Credit Card From Amex (10,000 points after first purchase)

Hilton Honors Credit Card

What you get:

1. 10,000 points after your first purchase. This is equivalent to $55 dollars according to our points and miles calculator.
2. There are tons of Hilton related perks like status upgrades, additional points, and points for everyday purchases. Extremely useful if you travel.
3. No annual fee / No hidden fees.
4. Because this card is from American Express, you can expect great customer service and additional benefits.
Apply Here

Any catches?

1. If you don't stay at hotels, then this card is obviously not going to help you out much. Typically, a free night at a Hilton branded hotel (Hampton Inn, Embassy Suites, Doubletree, Hilton Garden Inn, Homewood Suites, and Conrad Hotels) costs between 20,000 and 40,000 points.

Essential Knowledge

Best Credit Cards At A Glance

Show:

    Clear from American Express®
    Editor's Choice. Best in Category

    Winner of Editor's Choice Award For:

    Best Rates and Fees Credit Card

    • No Fees of Any Kind. No Annual Membership Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
    • 0% Intro APR for Up to 12 Months
    • Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
    • Card Review / Card Application
    Discover® Motiva(SM) Card
    • Double Cashback Bonus® on Grocery Store Purchases in November and December*
    • 5% to 20% Cashback Bonus® at Top Online Retailers*
    • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
    • Card Review / Card Application
    Discover® More(SM) Card- American Flag
    • 5% to 20% Cashback Bonus® at Top Online Retailers*
    • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
    • Increase, Even Double, Your Rewards By Redeeming Merchandise and Gift Cards From Our 100 Cashback Bonus® Partners
    • Card Review / Card Application
    Discover® More(SM) Card - Sealife Collection
    • 5% to 20% Cashback Bonus® at Top Online Retailers*
    • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
    • Increase, Even Double, Your Rewards By Redeeming Merchandise and Gift Cards From Our 100 Cashback Bonus® Partners
    • Card Review / Card Application
    Discover® More(SM) Card - Monogram
    • Earn More Cash in Many Ways Than Anyone Else(SM)*
    • Unlimited Cash Rewards, Automatically
    • Up to 20% Cashback Bonus® When You Shop Online*
    • Card Review / Card Application