Credit Score Estimator

The most informative, down-to-earth financial advice on the internet (and best of all, it's free)
Equifax Credit Score
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Question 1:
How many credit cards do you currently have? (do not include debit cards)


Question 2:
How long ago did you obtain your first credit card?


Question 3:
How long ago did you open your first loan account?


Question 4:
How many credit cards or loans have you applied for in the past 12 months?


Question 5:
How long ago did you open your most recent loan or credit card account?


Question 6:
How many of your loans and/or credit cards currently have a balance?


Question 7:
Besides any mortgages, what are your total balances on all other loans and credit cards combined?


Question 8:
How long ago did you last miss a loan or credit card payment?


Question 9:
What is the maximum number of days you have ever been late on a loan or credit card payment?


Question 10:
How many of your loans and/or credit cards are past due as of today?


Question 11:
What is the total balance on all your accounts which are currently past due?


Question 13:
If you have ever had a foreclosure, repossession, tax lien, collection or bankruptcy - when was the most recent occurence of any of these events?